These are account to account transfers done from an account domiciles with UNICS to another account domicile with UNICS or another financial institution in Cameroon or abroad.The funds transferred could be destined to the same Customer or to a third party. It could equally be a transfer from one account to many or from many accounts to one. Bank transfers could be permanent over a specific duration and amount (Bank Standing order) or it could be a one-time transaction of a specific amount.
Learn more about our diplomat card
These are electronic transfers of money through specially designed platforms that are interconnected.
It can be through the internal software of the institutionor through the platform of an accredited money transfer company. Some characteristics include: rapidity (funds immediately available after transfer), reliability and simplicity for Customers as it can be used by Customers that do not have a bank account. Some of these electronic transfer products are:
SPEEDY CASH: This is an in-house local money transfer platform which is interconnected at all UNICS Branches.This service can be used by both Customers and walk-in Customers upon a fee paid to UNICS.
WESTERN UNION: Western Union is a multinational company specialized in worldwide electronic money transfer. Their main service is to send and receive money nationwide and internationally. UNICS Plc has partnered with Western Union through ECOBANK to be able to offer this service (worldwide money transfer) to our in-house and walk-in Customers. Customers pay a fee for every sent transaction while received transactions are free of charge.
AFRICASH: Same line Western Union AFRICASH is also a remittance service for the transfer of funds both locally and internationally. AFRICASH is a product of UBA which UNICS is selling. On like Western Union, AFRICASH is limited just to AFRICA and cash could be picked up only at UBA Branches or at their Partners.
AFRICASH transactions could be sent directly into an account domiciled at UBA. Customers pay a fee for every sent transaction while received transactions are free of charge.
Learn more about U-CONNECT
This is a platform solution in partnership with BGFI Bank under the commercial name ‘BGFI DESK’ that would permit UNICS to effect two main transactions:
-Compensate cheque from all Commercial Banks in Cameroon and in the CEMAC Region including cheque from some selected Microfinance Institutions in Cameroon.
-Effect transfers to all commercial Banks in Cameroon and some Microfinance Institutions in Cameroon.
- Clearing of checks from commercial Banks within 48 hours instead of 72 hours.
- Clearing of checks from other Microfinance institutions connected to the platform within 48 hours instead of 72 hours.
- Transfer to all Commercial Banks in the CEMAC Region within 24 hours instead of 72 hours.
- Transfer to all Microfinance Institutions connected to this platform in Cameroon within 24 hours instead of 72 hours.
FLASHPAY is a unique turnkey solution designed for third party electronic bill payment that supports multiple payment and notification options. This product is in partnership with a Cameroonian company- MAVIANCE CAMEROON under the commercial name SMOBILPAY (Simplicity in Bill Payment). This platform offers third party merchants acting as bill collectors for service providers the possibility of collecting the payments through web (in the Branches) or through mobile devices (used by Agents on the field). It offers consumers the possibility of paying their bills at the location of their choice. This product is among five other products currently sold by MAVIANCE CAMEROON Ltd. (Mobile Metering system, Mobile sales system, Mobile Insurance system, Mobile Microfinance system).
MAVIANCE Cameroon Ltd is among the 4 companies presently authorised to effect third part bill payment with ENEO.
Payment of eneo bills (Customer could sign a permanent standing order for his bill to be paid at the end of every month).
Purchase of communication credit (NEXTEL, MTN, CAMTEL, ORNGE and YOOMEE), MTN Mobile money transactions.
Learn more about Flashplay
These are some examples of important valuables that can be kept by our Customers and non-Customers in UNICS Plc:
Your Will, Valuable Jewellery you rarely wear, Cash (Especially foreign currency), Passport, Deeds and Titles, Birth certificates and marriage certificates.
International trade operations and the sales and purchase of foreign currencies • FOREX International trade operations and the sales and purchase of foreign currencies Our rates are relatively good for PHYSICAL CLIENTS and exceptionally good for MORAL CLIENTS. Certified notes with ZERO risk of counterfeit
UNICS DIPLOMAT Card is accepted at all VISA enabled POS both in Cameroon and abroad. These POS are usually located at Shopping Mall, Gas stations, Hotels, Banks and other commercial Centers. Same withdraw limits as on ATM transactions applies to POS transactions.
The UNICS Mobile Banking App lets you stay on top of your finances giving you easy to use tools to manage your accounts, transactions, and prepaid cards securely and easily anywhere. With "ease of use" as our primary concern.
The app contains a redesigned U-connect module and other value added services which provide convenient banking while Conducting your banking transactions on the move anytime, anywhere.
know more about our banking