This Account type is designed to specially meet the banking needs of Small and Medium sized Enterprises operating in the Informal Sector on the individual(s) personal name. This account is managed by a Physical person.
-Availability of online banking (E- History).
-Availability of operational loan.
-Availability of Investment loans.
-Financing of Contracts and Supplies.
-Open to all our adhoc services indicated below.
-Attractive charge with room to negotiation for Special conditions.
-Flexible collateral options.
Regarding technology products such as mobile phones, televisions, computers, software products or other electronic or mechanical goods, it is termed technical support.
CO OPERATE BUSINESS ACCOUNT (SARL, PLC, SA ETC)
These are Moral Registered Big Business accounts which might also be Small and Medium Size in nature. This Account class is managed by a Moral person.
-They enjoy all the benefits listed under Individual Business Account and can apply for Bigger loans and Overdrafts.
-UNICS will freely introduce them to other important partners in their business chain where necessary.
These are Moral Group Accounts with a status as well as an authorization of existence to operate. Domiciliation of Payments for their operations and workers.
-Quick access to money using our adhoc services.
-Financing of events.
-Providing Resource Persons during capacity building seminars and workshops.
-Other partnership opportunities.
STUDENT ACCOUNTS This Account type and its Associated products are specially designed and adapted to meet the needs of Academic institutions of all levels.
-Special student accounts package with free VISA card upon Account opening.
-Special Overdraft facilities to finance operational issues such as paying of salaries.
- Refurbishment and construction loans.
-Domiciliation of school fees.
-Mobile Banking package for students and staff.
With the DAYNESS or Small Business Current Account, those of the Informal Sector with unregistered petty businesses have the opportunity to conveniently run a small business account and enjoy all the banking privileges of loans, cheque clearance, Mobile Banking, Overdrafts etc.